Guide to Automated Top-ups on Achieve

Automated top-ups on Achieve helps you to achieve your financial goals faster, solving problems of forgetfulness and inconsistency in saving. For example, on Achieve, you can easily automate your savings for the first day of every month. Ensuring that you never forget to top up when you want to. You will also build a habit of consistent savings towards your financial goals. Read on to learn more about our automated top-up feature and how to use it to grow your savings.

You can set up an automated savings schedule on your Achieve goal or investment account in just a couple of minutes in-app. To set up, ensure that you are on the latest app version for iOS or Android.

Follow the steps below to set up automated top-ups:

  1. Log in to the Achieve app.
  2. Select the profile tab on the bottom right corner.
  3. Select Automated Top-ups in the profile menu.
  4. Select the (+) icon on the top right corner.
  5. Select an account type for the setup (i.e., Goals or Investment Accounts)
  6. Name your schedule and specify your top-up frequency.
  7. Enter the amount you want to save on the pre-scheduled dates.
  8. Select the debit/credit card option and add your bank card details
  9. Select the uploaded card information and proceed.
  10. Review your setup on the summary screen and save your schedule.

On the pre-scheduled date, our payment service provider will automatically move the scheduled amount from your bank account into your goal or investment account on Achieve. Your top-up will automatically be invested into the Plus Income Fund, also known as DigiSave, and start earning interest within 3 to 5 working days.

You can make changes to your automated top-up setup or cancel at any time. Edit your automated top-ups by selecting ‘’Profile’’ and ’’Automated Top-ups’’ on the profile menu. Your active automated top-ups will be listed on the screen that pops up. Select the automated top-up schedule you want to edit and choose “Edit Reminder” on the menu that pops up.

Here are a few tips on how to use the automated top-up feature to grow your savings:

1. Start gradually. Make sure you set an amount that you can easily part away.
2. Make sure you have enough money in your account on the pre-scheduled dates.
3. Increase your automated top-up amount when you receive a raise in your salary.
4. Schedule your top-ups to be deducted from your bank account one (1) day to three (3) days after you expect to get paid.

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Achieve Team

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